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BciCapital Association Services
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Deposit Solutions

Options for All Situations

No two associations think exactly alike. But for all, the bottom line is top of mind. That’s why associations turn to City National Bank’s array of competitive deposit solutions. 

Whether you’re focused on cash flow, liquidity or solvency, we have the right solutions for your varied priorities. Are you benefiting from City National Bank’s best-in-class service to protect and grow your funds?    

Deposit solutions include:


For all your transactional needs, there is the liquidity of a checking account.
Association Checking Account
  • No minimum-balance requirement
  • No transaction limit
Money Market Account

Turn to Money Market accounts for interest-bearing reserve accounts

  • Tiered interest-rate structure, based on balance
  • No monthly service charges
  • No minimum balance
  • Federal withdrawal limit of six transactions per month
Certificates of Deposit (CDs)

For safety and a guaranteed rate of return, CDs may be just the right product

  • Low risk
  • Fixed interest rate
  • Fixed withdrawal date
  • No monthly fees
  • Rates and terms vary based on deposit amount and length of CD
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*CDARS and ICS deposit services are provided by City National Bank of Florida, member FDIC. Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. CDARS, ICS, and Insured Cash Sweep are registered service marks of Promontory Interfinancial Network, LLC, which is not an affiliate of City National Bank of Florida.